Gerber Life Insurance Company

Gerber Life's Guaranteed Life Burial Expense Life Insurance Policy

Important coverage for those age 50 to 75

No one wants to be a financial burden on those they love. But, unless you make preparations, your family could be faced with an unexpected funeral bill of more than $7,000.* That’s why Gerber Life developed the Guaranteed Life Burial Expense plan. It makes it easy for you to obtain life insurance to cover your burial expenses—and more.

Guaranteed protection with guaranteed acceptance

If you are 50 or older, you know that getting life insurance can be difficult. But, it doesn’t have to be!

If you are between the ages of 50 and 75, you can obtain $10,000, $7,000, $5,000 or $3,000 in guaranteed cash benefits insurance from Gerber Life. We guarantee your acceptance—regardless of your health! And your spouse (now ages 50 to 75) can get up to $10,000 in guaranteed benefit protection, too.

Builds cash value

The Burial Expense plan gives you the added benefit of building cash value as it matures. It’s a living benefit you can borrow against or cash in later in life.

Exclusions and graded death benefits—limited benefits for the first two years

For death due to natural (non-accidental) causes, during the first two years, your beneficiary will receive all the premiums you paid, plus 10%. You won’t risk a penny. Your beneficiary will receive the full benefit amount for death due to an accident. For death due to natural causes, the full benefit will be paid after your policy has been in force for two years.

To be considered an accident, death must occur within 90 days of the accident that caused the fatal injury. Death is not considered accidental if contributed to by disease; mental or physical infirmity; drugs unless prescribed by a physician; poison including gas or fumes; act of war; air travel unless as a fare-paying passenger on a commercial airline.

In the event of suicide during the first two years, benefits are limited to the amount of premiums paid.

Check rates

The Gerber Life Burial Expense plan is valuable protection that is budget-priced. See for yourself.

Fill Out An Application Online Without Cost or Obligation

Remember, it costs nothing to apply and you have 30 days to review the policy. Once your first premium is received your coverage takes effect.

*Source: National Funeral Director’s Association, 2004.

Gerber Life’s Guaranteed Life Burial insurance policy is not available in Northwest Territories, Nunavut, Quebec and Yukon.

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